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Asset Allocation

Often financial "experts" make asset allocation difficult to understand. My goal in this series of articles is for you to understand asset allocation thoroughly, in an easy to understand format.
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Retirement Intelligence Information Services

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Retirement Intelligence Information Services

From the U.S. Government's own Social Security web site - "Under current law, if you have average earnings, your Social Security retirement benefits will replace only about 40 percent, so you'll need to supplement your benefits with a pension, savings or investments."  This assumes, of course, that Social Security is secure and will be around throughout your entire retirement.  Most financial planners suggest that retirees will need at least 75 percent of their pre-retirement pay, to ensure a comfortable retirement.  This percent comes from a combination of a pension, Social Security and personal savings.  Pensions are scarce, and if you are one of the lucky ones to have a pension, these are becoming less secure.  Just ask any United Airlines worker.  Thus, more and more it is up to us, the individual, to fund our entire retirement. 

The FREE Retirement Intelligence Information Services newsletter provides investment education in easy to understand terms, to help you, the individual investor.  The service is absolutely 100% FREE for everyone. Providing intelligent retirement information is our passion.

Through the Retirement Intelligence Information Services newsletter, you will become informed and empowered to take over control of your investments.  Topics covered by the Retirement Intelligence Information Services newsletter include:

  1. The Retirement Calculator 2.0  (a $24.95 value).
  2. Introduction to multiple Multi-Million Dollar business opportunities.
  3. Health Insurance and Health Care Costs
  4. Retirement News Letters
  5. Where to Retire Resources
  6. Retirement Communities
  7. Retirement Planning Resources
  8. Asset Allocation Strategies
  9. Money Manager
  10. Jobs over 55
  11. Internet Technologies and Services
  12. Computer Training Information and Resources
  13. Annuities and Long Term Care
  14. Estate Planning
  15. Senior and Retirement Websites
  16. Financial e-Books
  17. Retirement Products and Services
  18. Meeting people and making long lasting Friendships

In addition, Retirement Intelligence Information Services newsletter subscribers are encouraged to submit questions or topics you would like to see covered in the newsletter.  Colleen Mulder-Seward is our newsletter author and can be reached at .

The Retirement Calculator 2.0 is included at no additional cost for all Retirement Intelligence Information Services newsletter subscribers.  This software normally costs $24.95.  The Retirement Calculator at can help you to create your retirement income plan. Using the retirement calculator, you can view your retirement savings balance and plan your withdrawals for each year until the end of your retirement.  The results of your input assumptions are revealed instantly.

Whether you are three months, three years, or 30 years away from retirement, it is never too early, or late, to start planning and investing. Through the creation of the correct plan now, you can make a big difference in how comfortable your retirement will be.  You have worked hard for what you have; you deserve to make your dreams of a comfortable retirement a reality.

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