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Asset Allocation

Often financial "experts" make asset allocation difficult to understand. My goal in this series of articles is for you to understand asset allocation thoroughly, in an easy to understand format.
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Do You Need A Free Retirement Poem

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Freeretirementpoem

Do You Need A Free Retirement Poem

Are you looking for the perfect pre-retirement gift for a friend or colleague? Maybe you're thinking about something small and inexpensive, but thoughtful -maybe a free retirement poem.

What could be better than a free retirement poem, rhyming verses about being free from the rat race? A free retirement poem is sure to say all of the things that you feel but don't know how to express.  A free retirement poem will really let your friend or colleague know just how you're feeling.

It will show them that you're jealous. Or a free retirement poem might show them that you're so far behind when it comes to planning your own retirement that you have no idea what they're going through -or for that matter all of the planning and work that went into getting them there.

Or, even worse, giving a friend or colleague a free retirement poem will let them see that you're not only unprepared for your own retirement, but that you've made savings and investment choices that won't even make it possible for you to spend 10 bucks to take them out to lunch.

Even if your retirement planning has gone that far off track, there's hope. There are steps that you can take to get a better understanding of your savings and investments. The first -and most simple -step is to click the red button and download our free retirement calculator.

With this calculator, you'll be able to look at the savings and investments strategies -the ones that have worked well and the ones that haven't really worked out for you. You'll be able to use it to see where you went wrong, and which changes you ought to make to start doing things the right way.

You'll be able to see projections for the way that your savings and investments will perform over the next 25 years. You'll be able to see how changing interest rates and inflation will affect the income that you have available when you retire.

But more importantly, you will be able to explore different savings and investment strategies. You will be able to look at the way that investing in a Roth IRA might be better for you than your employer sponsored 401k. You will be able to see the way that investing in a different mutual fund than those that you've previously chosen might help your income to grow. You'll be able to see which stocks you have in your portfolio are about to make you rich, and which ones you need to get rid of so you don't go broke.

And, because we thought you might be able to use even more help, after you've downloaded and used our free retirement calculator to take a look at the savings and investments that you have now and to see which changes you need to make, you'll be able to discuss your concerns during a free consultation with a financial advisor.

During that consultation, you'll be able to ask the questions that you have. You'll get the answers that you need, and advice that will help get your financial strategy back on track. You'll be able to work out a financial plan that you can put into action, so that the next time you need to come up with a retirement gift for someone, you'll be able to do better than a free retirement poem.

Start taking control of your financial future. Take the time to look at where your investments may have gone wrong and find a way to make your retirement plan right again. All it takes for you to get started is a click on the red button. Download our retirement calculator and talk with a retirement counselor. See how easy it is to regain control of your finances.

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